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A Lender You Can Trust When you do business with All In Credit Union, you’re doing business locally, and our promises are kept by people you know. This includes Business Lending. Our suite of business lending solutions can help propel the growth of your business while ensuring that you have the tools needed to take your business to new heights. Our financing resources are customized based on a thorough understanding of your business. With a local focus, we're here to help you make wise choices, navigate debt the smart way and take control of your business's future. We'll provide the resources you need with convenient terms, competitive rates and a tailored approach. Business BankingOur Business Checking Accounts have generous transaction limits and a reasonable monthly service charge that is simple to avoid by maintaining a minimum monthly balance. Plus, we’ll make it easy to pay bills and keep tabs on your finances through Business Online Banking and our Business Mobile Banking App. We also have a non-profit Checking Account. For more information, call 334.598.4411 ext. 1460.
Business Choice Checking Business Premium Checking Nonprofit Checking
Minimum Opening Deposit
$100
$100
$100
Interest Credit
Business Choice Checking, Not Checked
Business Premium Checking, Checked
Nonprofit Checking, Not Checked
Free Transaction Items1
350
500
350
Charge for Additional Items
$0.20
$0.20
$0.20
Complimentary Cash Processing Allowance
$10,000
$25,000
$10,000
Charge for Additional Cash Processed
$1 per $1,000
$1 per $1,000
$1 per $1,000
Return Deposit Item
$5
$5
$5
Monthly Service Charge
$8
$15
Waived
Balance Required to Avoid Monthly Fee
$5,000
$15,000
N/A
Business Debit Card
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked
Online Banking
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked
Mobile Banking App
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked
ACH2
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked
Wire Origination2
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked
Merchant Services2
Business Choice Checking, Checked
Business Premium Checking, Checked
Nonprofit Checking, Checked 1. Items includes all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, Debit Card, Overdraft Protection transfer, Automated Clearing House or otherwise. 2. Additional fees apply. Business & Commercial LendingSimplify your company’s day-to-day expenses or get the infusion of capital you need to take your enterprise to the next level. Term Loans allow you to receive a lump sum of cash to purchase equipment or inventory or to use as working capital. Options include Auto Loans and Equipment Loans. Lines of Credit offer the ultimate adaptability to fund your short-term business goals. Enjoy competitive variable rates and a variety of flexible repayment options. Credit Cards give you a better way to pay for regular business needs like supplies and fuel. You have the option to assign authorized users and assign multiple cards under a single account. Whether you’re looking to acquire land, purchase an existing property, make renovations or build a brand-new facility, we have a loan solution to fit your specific needs and objectives. Owner-Occupied Commercial Real Estate Loans make it easy to enjoy the benefits of owning your own business site. We offer flexible financing options with loan-to-value ratios up to 85%, terms up to 10 years and amortization up to 20 years. Non-Owner-Occupied Commercial Real Estate Loans provide favorable financing terms for your investment properties. You can benefit from loan-to-value ratios up to 80%, terms up to 10 years and amortization up to 20 years. Commercial Construction Loans let you get your plans off the ground, whether you want to build or expand. We’ll work with you to customize loan terms to suit your project, including an interest-only period during construction. Treasury Management SolutionsStreamline the way you process customer payments, increase control of business expenses and support your cash flow with our user-friendly online tools. ACH Origination lets you issue and receive electronic payments quickly and securely. It’s a great way to process payroll without the effort, expense and waste of paper checks. Wire Origination allows you to initiate electronic funds transfers from anywhere, anytime – no need to call or visit a branch. Merchant Services provides your business with the ability to accept credit and debit card payments via in-store terminal, mobile terminal or website. Let's Talk About Your Goals. Connect with our business team today by calling 334.598.4411, ext. 1460.
Table data for Business Premium Checking Balance Dividend Rates Annual Percentage Yield (APY) Alert Me $10,000 or less 0.00% 0.00% $10,001 to $50,000 0.05% 0.05% $50,001 and above 0.10% 0.10% Table data for Business Money Market Balance Dividend Rates Annual Percentage Yield (APY) Alert Me $25,000 or less 0.55% 0.55% $25,001 - $250,000 0.90% 0.90% $250,001 and above 1.05% 1.05% (责任编辑：) |